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OfflinePicklez
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Financial Aid
    #346771 - 01/13/10 01:20 AM (14 years, 11 months ago)

Staying up waiting for my 3,000$ in financial aid refund to hit my bank account

Going on a spending spree tomorrow

:awebig:

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OfflinePicklez
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Re: Financial Aid [Re: Picklez]
    #346772 - 01/13/10 01:33 AM (14 years, 11 months ago)

Fuck, it went into the wrong bank account.

Oh well. Time to go buy a TV and an Xbox

Goodnight Growery :goodnight:

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InvisibleBen18
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Registered: 04/22/08
Posts: 3,189
Re: Financial Aid [Re: Picklez]
    #346799 - 01/13/10 07:24 AM (14 years, 11 months ago)

you SOB

:cool:

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OfflinePicklez
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Re: Financial Aid [Re: Ben18]
    #346803 - 01/13/10 07:53 AM (14 years, 11 months ago)

Picked up a nice 32'' Phillips with an Xbox Elite and a couple games

time to do some more shopping :crazy2:

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Offlinemycomaster_420
God amongst men
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Registered: 05/18/09
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Re: Financial Aid [Re: Picklez]
    #346811 - 01/13/10 08:33 AM (14 years, 11 months ago)

im still waitin for my $5,300. CA-CHING!!!


--------------------
Everything I post is in fact entirely fictional

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OfflinePicklez
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Re: Financial Aid [Re: mycomaster_420]
    #346813 - 01/13/10 08:34 AM (14 years, 11 months ago)

I should have had more like 4,800 but I had quite a bit of debt and old bills I had to settle first

Fortunately I can have internet and cable installed at my apartment before the Cowboys/ Vikings game this weekend

:woot:

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OfflineHomosapian
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Registered: 12/25/09
Posts: 484
Loc: Austin , TX
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Re: Financial Aid [Re: Picklez]
    #346816 - 01/13/10 08:47 AM (14 years, 11 months ago)

Im fixing this mexican kid for tax returns... im getting around 8k and will give the mother 2k :eek:


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Invisiblecoda


Registered: 04/20/08
Posts: 4,736
Re: Financial Aid [Re: Picklez]
    #347134 - 01/13/10 04:57 PM (14 years, 11 months ago)

Quote:

KillerPicklez said:
Staying up waiting for my 3,000$ in financial aid refund to hit my bank account

Going on a spending spree tomorrow

:awebig:





yah, i did the same thing too, now I'm wishing I had saved some of it.  If I were you I would stash away from your refunds the amount of interest your loans accrue for the semester.  So if you loans accrue 800 bucks worth of interest over the semester I'd sock that away.  That way, when it comes time to actually pay that shit back, you'll be far ahead of the game.

Trust me when I say being 80,000 dollars in debt with no money is not fun at all.  I have to attend school this semester just to defer my loans for another 6-7 months.  Kinda funny having to spend money to save money lol.


--------------------


MFDoom666: sobriety kills my buzz every time.

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OfflinePicklez
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Re: Financial Aid [Re: coda]
    #347709 - 01/14/10 03:51 PM (14 years, 11 months ago)

I will definitely save as much as I can. Just nice to always have a rainy day fund but considering I am still unemployed and only have about 1100$ left, Im not sure how long it will last

I need to find a fucking job

At least I now have internet and cable service turned back on at my place

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OfflineThebooedocksaint
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Re: Financial Aid [Re: coda]
    #347782 - 01/14/10 04:39 PM (14 years, 11 months ago)

Quote:

coda said:
Quote:

KillerPicklez said:
Staying up waiting for my 3,000$ in financial aid refund to hit my bank account

Going on a spending spree tomorrow

:awebig:





yah, i did the same thing too, now I'm wishing I had saved some of it.  If I were you I would stash away from your refunds the amount of interest your loans accrue for the semester.  So if you loans accrue 800 bucks worth of interest over the semester I'd sock that away.  That way, when it comes time to actually pay that shit back, you'll be far ahead of the game.

Trust me when I say being 80,000 dollars in debt with no money is not fun at all.  I have to attend school this semester just to defer my loans for another 6-7 months.  Kinda funny having to spend money to save money lol.




I love not having any loans.


--------------------
"Je pense, donc je suis (I am thinking, therefore I am)." -Rene Descartes

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OfflinePicklez
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Re: Financial Aid [Re: Picklez]
    #347833 - 01/14/10 05:39 PM (14 years, 11 months ago)

Now it's time to setup xbox live and start playing this new COD :yesnod:

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InvisibleFurrowedBrowM
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Posts: 12,045
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Re: Financial Aid [Re: coda]
    #347863 - 01/14/10 06:48 PM (14 years, 11 months ago)

Quote:

coda said:
Quote:

KillerPicklez said:
Staying up waiting for my 3,000$ in financial aid refund to hit my bank account

Going on a spending spree tomorrow

:awebig:





yah, i did the same thing too, now I'm wishing I had saved some of it.  If I were you I would stash away from your refunds the amount of interest your loans accrue for the semester.  So if you loans accrue 800 bucks worth of interest over the semester I'd sock that away.  That way, when it comes time to actually pay that shit back, you'll be far ahead of the game.

Trust me when I say being 80,000 dollars in debt with no money is not fun at all.  I have to attend school this semester just to defer my loans for another 6-7 months.  Kinda funny having to spend money to save money lol.




God damn!  Were you going to harvard or something?  :lol:  That's mad money man.  sorry to hear that.


--------------------





Multidisciplinary Association for Psychedelic Studies - Become a member!
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I prefer dangerous freedom to peaceful slavery.
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Invisibletsollost
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Registered: 06/01/08
Posts: 4,662
Re: Financial Aid [Re: Thebooedocksaint]
    #348050 - 01/15/10 01:18 AM (14 years, 11 months ago)

Quote:

Thebooedocksaint said:
Quote:

coda said:
Quote:

KillerPicklez said:
Staying up waiting for my 3,000$ in financial aid refund to hit my bank account

Going on a spending spree tomorrow

:awebig:





yah, i did the same thing too, now I'm wishing I had saved some of it.  If I were you I would stash away from your refunds the amount of interest your loans accrue for the semester.  So if you loans accrue 800 bucks worth of interest over the semester I'd sock that away.  That way, when it comes time to actually pay that shit back, you'll be far ahead of the game.

Trust me when I say being 80,000 dollars in debt with no money is not fun at all.  I have to attend school this semester just to defer my loans for another 6-7 months.  Kinda funny having to spend money to save money lol.




I love not having any loans.




how'd you manage that? scholarship? rich family? whorin?


--------------------
GUNGA GALUNGA

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OfflineThebooedocksaint
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Re: Financial Aid [Re: tsollost]
    #348106 - 01/15/10 09:52 AM (14 years, 11 months ago)

Quote:

tsollost said:
Quote:

Thebooedocksaint said:
Quote:

coda said:
Quote:

KillerPicklez said:
Staying up waiting for my 3,000$ in financial aid refund to hit my bank account

Going on a spending spree tomorrow

:awebig:





yah, i did the same thing too, now I'm wishing I had saved some of it.  If I were you I would stash away from your refunds the amount of interest your loans accrue for the semester.  So if you loans accrue 800 bucks worth of interest over the semester I'd sock that away.  That way, when it comes time to actually pay that shit back, you'll be far ahead of the game.

Trust me when I say being 80,000 dollars in debt with no money is not fun at all.  I have to attend school this semester just to defer my loans for another 6-7 months.  Kinda funny having to spend money to save money lol.




I love not having any loans.




how'd you manage that? scholarship? rich family? whorin?




I'm on Debate/Forensics Scholarship.
+poor family. I get the Max Pell grant amount. I also am at a Community College.
My Church gives me 1,000 a year to (10,000 if I go to a 4 year church college.) I did a lot of charity work with my church.

If I go to a in state college I should be able to go without loans all the way until I start work on a masters degree.

I am thinking about exploiting a law here. Where if you get this special loan for being a education major the state pays it off after you work for 2-4 years for you. But I might not even need it. :shrug:

It's taking me 3 years to get my associates though because I'm a fuck-up. (But my GPA is still at a 3ish)

I am also a work study at the college; for my debate coach.



and IF I do need to get loans at the 4 year college I am planning on, I will need under $10,000 in loans from the 2 years I will be there.


--------------------
"Je pense, donc je suis (I am thinking, therefore I am)." -Rene Descartes

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Invisiblecoda


Registered: 04/20/08
Posts: 4,736
Re: Financial Aid [Re: Thebooedocksaint]
    #348346 - 01/15/10 04:44 PM (14 years, 11 months ago)

Quote:

Were you going to harvard or something?




No, actually I went to a state school.  Cost of my tuition plus the gov't cheese came out to around 40 k.  Unfortunately my fater has been out of work for quite some time and hit some severe financial troubles.  So, to help him keep the house and get by, I signed up for an additional 40K worth of loans so he could get some wiggle room.  Things are still tough and he's still struggling, so that's why I'm now again back in school.  I need to defer those loans for another 6-7 months so that he can get shit sorted.

It's not the best situation, but this is my family.  My dad provided me with things I needed growing up, took care of me the first couple of years I moved to go to school, so I can't say no or turn my back.  Money is money, it comes it goes, but it always will be there and there will always be ways to earn it.  It is a lot of money, but at least half of my debt will be taken care of by my father at some point.  I've never had much money my whole life so this is not anything new to me :wink:


--------------------


MFDoom666: sobriety kills my buzz every time.

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OfflineTangerines
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Registered: 04/20/08
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Last seen: 6 years, 6 months
Re: Financial Aid [Re: coda]
    #348347 - 01/15/10 04:46 PM (14 years, 11 months ago)

Yea I am not looking forward to paying back my loans when I graduate although as long as I get a job when I am done I should be able to pay it back relatively quick.

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InvisibleTriptonic
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Registered: 06/13/08
Posts: 15,581
Loc: Flag
Re: Financial Aid [Re: Tangerines]
    #348349 - 01/15/10 04:49 PM (14 years, 11 months ago)

lol yeah fuck paying so much for school. There is no reason why school should cost as much as it does. And there is no reason that books should cost so much either. It always pisses me off paying for something that I'm only going to use once, then try and sell it back for nothing. So gay. Today I dropped 400 dollars on books and I only bought 2. I still need 2 more......:kingcrankey: The government sure does like to rape college students in the ass hard.

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OfflineTangerines
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Re: Financial Aid [Re: Triptonic]
    #348350 - 01/15/10 04:51 PM (14 years, 11 months ago)

Yea. The worst part is the same books are made with cheaper materials and sold in other countries and bookstores can't buy said cheaper books and sell them in the states.  It's bullshit.


I am excited to graduate and get a job making a shit ton of money when I start. :woot:

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InvisibleTriptonic
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Registered: 06/13/08
Posts: 15,581
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Re: Financial Aid [Re: Tangerines]
    #348351 - 01/15/10 04:52 PM (14 years, 11 months ago)

Yeah really, if I was a professor I would just print out study guides or copy the book and give them to students, and then tell them not to buy the book.

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OfflineTangerines
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Re: Financial Aid [Re: Triptonic]
    #348352 - 01/15/10 04:53 PM (14 years, 11 months ago)

Yea I love when my profs just put up PDFs of chapters of a book so we don't have to buy them.  The worst though is when the books you have to buy are written by your prof and you barely use it.  Fucking professional scam artists I tell ya.

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Invisiblecoda


Registered: 04/20/08
Posts: 4,736
Re: Financial Aid [Re: Tangerines]
    #348353 - 01/15/10 05:02 PM (14 years, 11 months ago)

Never buy your books from a book store.  Order online.  Most times you can find used copies of your books for like 20-30 bucks a piece.  Even if it's a brand new edition you can usually find it for 40-50 dollars cheaper.

Lastly, if you feel like it, why pay at all?  My last 1.5 years I never bought a book.  Was able to find electronic copies of all my texts for free.


--------------------


MFDoom666: sobriety kills my buzz every time.

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OfflineTangerines
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Re: Financial Aid [Re: coda]
    #348355 - 01/15/10 05:03 PM (14 years, 11 months ago)

Oh yea I only buy a book is I absolutely need it and cannot find an electronic copy. Still though some of my books are very specialized and rare and cannot be found except a few places.

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Invisiblecoda


Registered: 04/20/08
Posts: 4,736
Re: Financial Aid [Re: Tangerines]
    #348360 - 01/15/10 05:08 PM (14 years, 11 months ago)

Indeed, I know what that's like.  Your school have classes in which the book for the class is produced for the school?  Mine did, kicker was you couldn't sell it back at the end because every year they published a new edition.  It only happened in my middle level business classes, but goddamn did they rape the fuck out of you.

My geology prof wrote the book for the course because the other one cost 200+ bucks brand new.  His was 30 bucks, definitely made me a happy camper when I didn't have to buy a book I was using only once.


--------------------


MFDoom666: sobriety kills my buzz every time.

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OfflineTangerines
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Re: Financial Aid [Re: coda]
    #348361 - 01/15/10 05:11 PM (14 years, 11 months ago)

Yea some of my classes have "OSU edition books" which is stupid because selling them back is near impossible.  Lately though I have been keeping some of my major specific books for reference for later in life.  Engineering books are always so fucking expensive though it's a bitch.

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OfflinePicklez
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Re: Financial Aid [Re: coda]
    #348362 - 01/15/10 05:14 PM (14 years, 11 months ago)

I still have 2 books that were written by my professors that I havent been able to sell back :grrr:

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OfflineThebooedocksaint
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Re: Financial Aid [Re: Picklez]
    #348375 - 01/15/10 05:31 PM (14 years, 11 months ago)

I love getting books paid by the school.


--------------------
"Je pense, donc je suis (I am thinking, therefore I am)." -Rene Descartes

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