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 yellownotepad
Pharmaceutical Agriculturalist
Registered: 06/22/08
Posts: 1,702
Last seen: 12 years, 5 months
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 i think i need to start just dealing in cash 
#126961 - 09/30/08 11:52 AM (16 years, 1 month ago) |
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sooo many times banks doing tricky stuff with changing the order of transactions in a day to make overdrafts that arent there, or make an overdraft when the actual time order wouldnt have. i just found out my bank has me negative $257, and of that, only $21 is actual overdraft. you know how? because of a handful of atm fees, and for some reason the atm fee gets charged 3 days after the cash withdrawl as a separate transaction. what the fuck??!
and to make matters even worse, i'm $100 short on rent because i had mono and missed a bunch of work. now I cant deposit my paycheck or $257 of it will disappear to the bank. this sucks so much. 
Edited by yellownotepad (09/30/08 11:54 AM)
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 GetTheFuckOut
Long Gone.
Registered: 04/21/08
Posts: 8,388
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Re: i think i need to start just dealing in cash [Re: yellownotepad]
#126964 - 09/30/08 11:55 AM (16 years, 1 month ago) |
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sucks dude
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Let the faggots have it all. Keep the shit.
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highasfuck
The last samuri
Registered: 04/20/08
Posts: 6,886
Loc: So Cal
Last seen: 15 years, 9 months
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Re: i think i need to start just dealing in cash [Re: yellownotepad]
#126967 - 09/30/08 11:58 AM (16 years, 1 month ago) |
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banks are so fucked up right now.
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yellownotepad
Pharmaceutical Agriculturalist
Registered: 06/22/08
Posts: 1,702
Last seen: 12 years, 5 months
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Re: i think i need to start just dealing in cash [Re: highasfuck]
#126971 - 09/30/08 12:00 PM (16 years, 1 month ago) |
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so if ithappens that my bank is also the issuing bank for my paychecks, and i go to a branch and just say i dont have an account and try to cash the check so that they dont take any of it (and pay if they charge a fee to cash one of their own checks) do you think they will know i have an account? i have to pay the rent man i cant be $357 short, im already fuckin broke!
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still beLIEve
State Property..Again
Registered: 04/20/08
Posts: 17,167
Loc: a world thats not my own
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Re: i think i need to start just dealing in cash [Re: highasfuck]
#126972 - 09/30/08 12:00 PM (16 years, 1 month ago) |
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call your bank and talk to a manager
i was in the same position (over 300$ in fees through overdraft)
my bank took care of them all and saved me over 300$
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niteowl said:
See, that term pedo gets thrown around a lot.
Is a 16 year old guy having sex w/a 16 year old girl a pedophile?
If not, then how is a 30 year old considered a pedophile for doing the same thing?
I think y'all need to look up the definition for pedophile.
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ManInTheCorner
Registered: 04/22/08
Posts: 400
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Re: i think i need to start just dealing in cash *DELETED* [Re: highasfuck]
#126973 - 09/30/08 12:01 PM (16 years, 1 month ago) |
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Post deleted by ManInTheCornerReason for deletion: ds8f9u
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highasfuck
The last samuri
Registered: 04/20/08
Posts: 6,886
Loc: So Cal
Last seen: 15 years, 9 months
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Re: i think i need to start just dealing in cash [Re: ManInTheCorner]
#126975 - 09/30/08 12:02 PM (16 years, 1 month ago) |
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lol. i have wa mu.
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still beLIEve
State Property..Again
Registered: 04/20/08
Posts: 17,167
Loc: a world thats not my own
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Re: i think i need to start just dealing in cash [Re: highasfuck]
#126979 - 09/30/08 12:11 PM (16 years, 1 month ago) |
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i had wachovia and they were bought out.....go citi!
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niteowl said:
See, that term pedo gets thrown around a lot.
Is a 16 year old guy having sex w/a 16 year old girl a pedophile?
If not, then how is a 30 year old considered a pedophile for doing the same thing?
I think y'all need to look up the definition for pedophile.
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Sativus
Brosef Knecht
Registered: 04/20/08
Posts: 2,486
Loc: PNW
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Re: i think i need to start just dealing in cash [Re: highasfuck]
#126980 - 09/30/08 12:13 PM (16 years, 1 month ago) |
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Didn't WaMu just crash, get bought by the gov, then sold to JPMorgan at a bargain price?
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yellownotepad
Pharmaceutical Agriculturalist
Registered: 06/22/08
Posts: 1,702
Last seen: 12 years, 5 months
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Re: i think i need to start just dealing in cash [Re: yellownotepad]
#126981 - 09/30/08 12:15 PM (16 years, 1 month ago) |
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well i had a similar problem a while back with BofA where they charged me overdrafts for pending charges, and i went in and talked to the manager. i had a fat check in my hand to cover the PENDING charges but he wouldnt reverse like $300 of overdrafts for PENDING charges that hadnt even posted yet. so i left and never came back. dont go to bank of america, even if you go in before a pending charge clears with a deposit to cover it, they will charge you an overdraft fee.
so you go buy groceries and you have $20 in your account, get $30 of stuff, you charge it as credit on your debit card. charge is pending, next day you go to the bank to deposit $20 more into the account. too bad, they already have you overdrafted and dont care whether you cover it before it clears THIS MAKES ME SO ANGRY
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highasfuck
The last samuri
Registered: 04/20/08
Posts: 6,886
Loc: So Cal
Last seen: 15 years, 9 months
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Re: i think i need to start just dealing in cash [Re: Sativus]
#126988 - 09/30/08 12:28 PM (16 years, 1 month ago) |
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Quote:
Sativus said:
Didn't WaMu just crash, get bought by the gov, then sold to JPMorgan at a bargain price?
yuppppp. JPbought it for just 1.5 billion if im correct.
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still beLIEve
State Property..Again
Registered: 04/20/08
Posts: 17,167
Loc: a world thats not my own
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Re: i think i need to start just dealing in cash [Re: highasfuck]
#126993 - 09/30/08 12:33 PM (16 years, 1 month ago) |
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so chase/wamu are merged (or owned by the same company) and citi/wachovia is the same?
maybe their combined forces will be enough...
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niteowl said:
See, that term pedo gets thrown around a lot.
Is a 16 year old guy having sex w/a 16 year old girl a pedophile?
If not, then how is a 30 year old considered a pedophile for doing the same thing?
I think y'all need to look up the definition for pedophile.
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Hefe
Registered: 04/21/08
Posts: 1,623
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Re: i think i need to start just dealing in cash [Re: yellownotepad]
#127022 - 09/30/08 02:32 PM (16 years, 1 month ago) |
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Bank of America does this shit ALL the FUCKING time. Overdraft charges have been increased from $30 to $35. What sort of bullshit is that?
And you're definitely right about transactions going through later than they should just so you overdraft. Fuckin' thieves.
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THEBats
The Bridge Master
Registered: 04/20/08
Posts: 8,488
Last seen: 11 years, 5 months
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Re: i think i need to start just dealing in cash [Re: Hefe]
#127031 - 09/30/08 03:18 PM (16 years, 1 month ago) |
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yea wachovia fucked me over because I deposited my check after 2 pm which means it doesn't actually show up till the following business day. couple food purchases and my check was gone. 
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kickin-two-hundo said:
you know what i did in english class? I came to class stoned out of my mind every day, i chugged vodka in the back of class, i put dead fish in the ceiling tiles. i put a gallon of old milk and orange juice in the file cabinet before winter vacation. i brought snakes in a tied up sweater and let them loose during class. i didnt go to school to learn, i went because i had to. i didnt care, and i didn't fucking listen to that stupid bitch. and i still don't fucking care. i tore the pages out of her books and burned them, and threw away all the books in the class, two books per day. 
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mel_lonta_tauda
Registered: 04/20/08
Posts: 9,407
Loc: the sun
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Re: i think i need to start just dealing in cash [Re: THEBats]
#127036 - 09/30/08 03:21 PM (16 years, 1 month ago) |
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banks make me sick. what ever happened to money tucked away in a shoebox and into the closet. ...or under a floorboard 
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Yasi
Harbinger
Registered: 08/27/08
Posts: 155
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Re: i think i need to start just dealing in cash [Re: mel_lonta_tauda]
#127037 - 09/30/08 03:23 PM (16 years, 1 month ago) |
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What happens in a fire?
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Counting Bodies like Sheep to the rythm of the War Drums
Wild Seeds (again)
White widow X Sour Diesel grow
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THEBats
The Bridge Master
Registered: 04/20/08
Posts: 8,488
Last seen: 11 years, 5 months
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Re: i think i need to start just dealing in cash [Re: Yasi]
#127038 - 09/30/08 03:23 PM (16 years, 1 month ago) |
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Quote:
Yasi said:
What happens in a fire?
that's why u get a fire proof safe.
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kickin-two-hundo said:
you know what i did in english class? I came to class stoned out of my mind every day, i chugged vodka in the back of class, i put dead fish in the ceiling tiles. i put a gallon of old milk and orange juice in the file cabinet before winter vacation. i brought snakes in a tied up sweater and let them loose during class. i didnt go to school to learn, i went because i had to. i didnt care, and i didn't fucking listen to that stupid bitch. and i still don't fucking care. i tore the pages out of her books and burned them, and threw away all the books in the class, two books per day.
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mel_lonta_tauda
Registered: 04/20/08
Posts: 9,407
Loc: the sun
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Re: i think i need to start just dealing in cash [Re: Yasi]
#127042 - 09/30/08 03:25 PM (16 years, 1 month ago) |
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Quote:
Yasi said:
What happens in a fire?
that's right  
then burn along with it 
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Toiletduk
Head Goon
Registered: 04/20/08
Posts: 1,675
Loc: Earthfarm 1
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Re: i think i need to start just dealing in cash [Re: yellownotepad]
#127071 - 09/30/08 04:42 PM (16 years, 1 month ago) |
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Quote:
yellownotepad said:
and to make matters even worse, i'm $100 short on rent because i had mono and missed a bunch of work. now I cant deposit my paycheck or $257 of it will disappear to the bank. this sucks so much.
Go to the bank the check is issued on and get cash. I've had this happen many times.
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